Disclaimer
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Purpose of This Page
This page sets out, in full, the financial disclaimer that applies to everything published on Grow Your Money Tree. A short version of this disclaimer also appears in the footer of every page and near the top of every article; this page is the complete reference.
General Financial Information Only
This content is general financial information only. It is intended to help you understand personal finance concepts and does not take into account your personal financial situation, objectives, or needs.
Not Regulated Financial Advice
This content does not constitute financial advice under the Financial Markets Conduct Act 2013 or regulated advice under the FMA. KiwiSaver rules, tax obligations, and investment regulations vary by individual circumstance. Information about the IRD, FMA, or government schemes reflects publicly available details and may change.
No Professional Relationship Formed
Reading this site, subscribing to updates, or contacting us does not create a financial advisory, fiduciary, or professional relationship of any kind between you and Grow Your Money Tree.
Educational and Illustrative Examples Only
References in this content to equities, listed property vehicles, government bonds, and other instruments are for general educational purposes only and do not constitute financial advice or a regulated recommendation under the Financial Markets Conduct Act 2013.
Past Performance Is Not a Guarantee
Past performance of any investment, security, or financial instrument mentioned on this site is historical only and is not a reliable indicator of future results.
When to Seek Licensed Advice
Before making any financial decision, consider seeking advice from a licensed financial advice provider. Your personal circumstances, goals, and risk tolerance may significantly affect what is appropriate for you.
Contact
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